/* Cornerview Ventures — public website
   Brand: navy #042d51 · gold #c6973f · white · black · Montserrat */

:root {
  --navy: #042d51;
  --navy-deep: #02203c;
  --navy-soft: #0a3f6e;
  --gold: #c6973f;
  --gold-soft: #e0bd77;
  --white: #ffffff;
  --black: #0b0b0b;
  --ink: #12233a;
  --muted: #5a6b80;
  --line: #e4e9ef;
  --surface: #f6f8fa;
  --radius: 16px;
  --shadow: 0 24px 60px -34px rgba(4, 45, 81, 0.55);
  --max: 1200px;
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: 86px;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: "Montserrat", ui-sans-serif, system-ui, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4 { line-height: 1.15; letter-spacing: -0.02em; margin: 0; font-weight: 800; }
p { margin: 0; }
ul { margin: 0; padding: 0; list-style: none; }

.wrap { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.section { padding: 88px 0; }
.section--tight { padding: 64px 0; }
.section--surface { background: var(--surface); }
.section--navy { background: var(--navy); color: var(--white); }

.eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0;
}
h1 { font-size: clamp(2.1rem, 5.4vw, 3.7rem); }
h2 { font-size: clamp(1.7rem, 3.6vw, 2.5rem); }
h3 { font-size: 1.12rem; }
.lead { color: var(--muted); font-size: 1.04rem; }
.section--navy .lead, .section--navy p { color: rgba(255, 255, 255, 0.74); }
.muted { color: var(--muted); font-size: 0.94rem; }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid transparent;
  border-radius: 999px;
  padding: 13px 26px;
  font: inherit;
  font-size: 0.9rem;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.22s ease, background 0.22s ease, color 0.22s ease, border-color 0.22s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn--gold { background: var(--gold); color: var(--navy-deep); }
.btn--gold:hover { background: var(--gold-soft); }
.btn--navy { background: var(--navy); color: var(--white); }
.btn--navy:hover { background: var(--navy-soft); }
.btn--ghost { border-color: rgba(255, 255, 255, 0.28); color: var(--white); }
.btn--ghost:hover { border-color: var(--gold); color: var(--gold); }
.btn--outline { border-color: var(--line); color: var(--ink); background: var(--white); }
.btn--outline:hover { border-color: var(--gold); color: var(--navy); }
.btn--block { width: 100%; justify-content: center; }

/* Header */
.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 60;
  transition: background 0.3s ease, box-shadow 0.3s ease;
}
.site-header.is-scrolled {
  background: rgba(2, 32, 60, 0.96);
  backdrop-filter: blur(10px);
  box-shadow: 0 10px 40px -22px rgba(0, 0, 0, 0.8);
}
.site-header.is-solid { background: var(--navy-deep); }
.nav {
  height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.brand { display: flex; align-items: center; gap: 12px; }
.brand img { height: 46px; width: 46px; border-radius: 50%; object-fit: cover; }
.brand b {
  display: block;
  color: var(--white);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.brand span {
  display: block;
  color: var(--gold);
  font-size: 0.62rem;
  letter-spacing: 0.34em;
  text-transform: uppercase;
  font-weight: 600;
}
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links a {
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.87rem;
  font-weight: 600;
  transition: color 0.2s ease;
}
.nav-links a:hover, .nav-links a.is-active { color: var(--gold); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-cta .login { color: rgba(255, 255, 255, 0.85); font-size: 0.87rem; font-weight: 700; }
.nav-cta .login:hover { color: var(--gold); }
.burger {
  display: none;
  background: none;
  border: 0;
  color: var(--white);
  padding: 8px;
  cursor: pointer;
}
.burger svg { width: 26px; height: 26px; }
.mobile-menu {
  display: none;
  background: var(--navy-deep);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 6px 20px 22px;
}
.mobile-menu.is-open { display: block; }
.mobile-menu a {
  display: block;
  padding: 13px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.86);
  font-size: 0.92rem;
  font-weight: 600;
}
.mobile-menu .m-actions { display: flex; gap: 12px; margin-top: 18px; }
.mobile-menu .m-actions .btn { flex: 1; justify-content: center; }

/* Hero */
.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 55%, #0a4275 100%);
  color: var(--white);
}
.hero::after {
  content: "";
  position: absolute;
  right: -160px;
  top: -60px;
  width: 560px;
  height: 560px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(198, 151, 63, 0.45), transparent 65%);
  filter: blur(40px);
  pointer-events: none;
}
.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
  padding: 168px 0 110px;
}
.hero h1 { color: var(--white); margin-top: 26px; }
.hero h1 em { display: block; font-style: normal; color: var(--gold); }
.hero p.intro { margin-top: 22px; max-width: 34rem; color: rgba(255, 255, 255, 0.78); font-size: 1.06rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid rgba(198, 151, 63, 0.45);
  border-radius: 999px;
  padding: 7px 16px;
  font-size: 0.66rem;
  font-weight: 700;
  letter-spacing: 0.26em;
  text-transform: uppercase;
  color: var(--gold);
}
.stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  margin-top: 52px;
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
}
.stats dt { font-size: 1.45rem; font-weight: 800; color: var(--gold); }
.stats dd { margin: 4px 0 0; font-size: 0.68rem; letter-spacing: 0.12em; text-transform: uppercase; color: rgba(255, 255, 255, 0.6); }

.hero-card { position: relative; max-width: 420px; margin-left: auto; width: 100%; }
.hero-card .frame {
  position: absolute;
  inset: 0;
  border: 1px solid rgba(198, 151, 63, 0.4);
  border-radius: 30px;
  transform: rotate(-6deg);
}
.hero-card .panel {
  position: relative;
  background: rgba(255, 255, 255, 0.97);
  border-radius: 30px;
  padding: 30px;
  box-shadow: var(--shadow);
  color: var(--ink);
}
.hero-card .panel img { margin: 0 auto; max-width: 260px; }
.tick { display: flex; gap: 10px; align-items: flex-start; font-size: 0.88rem; color: #33475f; margin-top: 12px; }
.tick svg { flex: none; width: 17px; height: 17px; color: var(--gold); margin-top: 3px; }
.hero-card .panel .ticks { margin-top: 22px; padding-top: 20px; border-top: 1px solid var(--line); }

/* Page header (inner pages) */
.page-head {
  background: linear-gradient(130deg, var(--navy-deep), var(--navy) 70%, var(--navy-soft));
  color: var(--white);
  padding: 150px 0 74px;
}
.page-head h1 { color: var(--white); margin-top: 16px; font-size: clamp(1.9rem, 4.4vw, 3rem); }
.page-head p { margin-top: 18px; max-width: 44rem; color: rgba(255, 255, 255, 0.75); }
.crumbs { font-size: 0.75rem; color: rgba(255, 255, 255, 0.55); letter-spacing: 0.08em; }
.crumbs a:hover { color: var(--gold); }

/* Grids & cards */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.split { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 56px; }
.split--even { grid-template-columns: 1fr 1fr; }

.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  transition: transform 0.28s ease, border-color 0.28s ease, box-shadow 0.28s ease;
}
.card:hover { transform: translateY(-4px); border-color: var(--gold); box-shadow: var(--shadow); }
.card h3 { margin-top: 18px; }
.card p { margin-top: 10px; color: var(--muted); font-size: 0.93rem; }
.card ul { margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line); }
.card ul li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.9rem; color: #33475f; padding: 5px 0; }
.card ul li svg { flex: none; width: 16px; height: 16px; color: var(--gold); margin-top: 4px; }
.icon-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: var(--navy);
  color: var(--gold);
  transition: background 0.28s ease, color 0.28s ease;
}
.card:hover .icon-badge { background: var(--gold); color: var(--navy-deep); }
.icon-badge svg { width: 21px; height: 21px; }

.value { border-left: 2px solid var(--gold); padding-left: 16px; }
.value b { display: block; font-size: 0.92rem; }
.value p { margin-top: 6px; font-size: 0.9rem; color: var(--muted); }

.step { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; }
.step b.n { color: var(--gold); font-size: 0.78rem; letter-spacing: 0.22em; }
.step h3 { margin-top: 10px; font-size: 1.02rem; }
.step p { margin-top: 8px; font-size: 0.9rem; color: var(--muted); }

.stat-tile { border: 1px solid rgba(255, 255, 255, 0.16); border-radius: var(--radius); padding: 26px; }
.stat-tile b { display: block; color: var(--gold); font-size: 1.6rem; }
.stat-tile span { font-size: 0.82rem; color: rgba(255, 255, 255, 0.68); }

/* Accordion */
.acc-item { border-bottom: 1px solid var(--line); }
.acc-btn {
  width: 100%;
  background: none;
  border: 0;
  font: inherit;
  font-weight: 700;
  font-size: 0.98rem;
  color: var(--ink);
  text-align: left;
  padding: 20px 40px 20px 0;
  cursor: pointer;
  position: relative;
}
.acc-btn::after {
  content: "";
  position: absolute;
  right: 8px;
  top: 27px;
  width: 9px;
  height: 9px;
  border-right: 2px solid var(--gold);
  border-bottom: 2px solid var(--gold);
  transform: rotate(45deg);
  transition: transform 0.25s ease;
}
.acc-item.is-open .acc-btn::after { transform: rotate(-135deg); }
.acc-panel { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.acc-panel p { padding: 0 40px 22px 0; color: var(--muted); font-size: 0.94rem; }

/* Forms */
.form {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px;
  box-shadow: 0 18px 50px -40px rgba(4, 45, 81, 0.6);
}
.field { display: block; margin-top: 16px; }
.field > span {
  display: block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 6px;
}
.field input, .field select, .field textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 11px;
  background: var(--white);
  padding: 12px 14px;
  font: inherit;
  font-size: 0.92rem;
  color: var(--ink);
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
.field input:focus, .field select:focus, .field textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(198, 151, 63, 0.16);
}
.field textarea { resize: vertical; min-height: 120px; }
.form .btn { margin-top: 22px; }
.form-note { margin-top: 14px; font-size: 0.78rem; color: var(--muted); }
.form-status {
  margin-top: 16px;
  border-radius: 11px;
  padding: 13px 15px;
  font-size: 0.87rem;
  font-weight: 600;
  display: none;
}
.form-status.is-ok { display: block; background: rgba(198, 151, 63, 0.14); color: #7a5a15; }
.form-status.is-err { display: block; background: #fdecec; color: #a12626; }

/* Steps / wizard */
.wizard-steps { display: flex; gap: 10px; margin-bottom: 22px; flex-wrap: wrap; }
.wizard-steps li {
  flex: 1;
  min-width: 120px;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
  border-top: 3px solid var(--line);
  padding-top: 9px;
  transition: color 0.25s ease, border-color 0.25s ease;
}
.wizard-steps li.is-active { color: var(--navy); border-color: var(--gold); }
.wizard-pane { display: none; }
.wizard-pane.is-active { display: block; animation: fade 0.35s ease; }
.wizard-actions { display: flex; gap: 12px; margin-top: 24px; }

/* Calculator */
.calc-out {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 28px;
}
.calc-out .big { font-size: 2rem; font-weight: 800; color: var(--gold); }
.calc-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 11px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.75);
}
.calc-row b { color: var(--white); }
.calc-row:last-child { border-bottom: 0; }
input[type="range"] { accent-color: var(--gold); padding: 0; }

/* Contact info */
.info-row { display: flex; gap: 16px; align-items: flex-start; padding: 12px 0; }
.info-row .icon-badge { width: 44px; height: 44px; border-radius: 12px; }
.info-row small { display: block; font-size: 0.68rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); }
.info-row b { font-size: 0.94rem; }

/* CTA band */
.cta-band {
  background: linear-gradient(120deg, var(--navy-deep), var(--navy-soft));
  color: var(--white);
  border-radius: 24px;
  padding: 48px;
  display: flex;
  gap: 28px;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
}
.cta-band h2 { color: var(--white); max-width: 30rem; }

/* Footer */
.site-footer { background: var(--navy-deep); color: var(--white); }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 34px; padding: 62px 0; }
.site-footer p, .site-footer li { color: rgba(255, 255, 255, 0.62); font-size: 0.88rem; }
.site-footer h4 { color: var(--gold); font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; }
.site-footer ul { margin-top: 16px; display: grid; gap: 10px; }
.site-footer a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 20px 0;
  text-align: center;
  font-size: 0.76rem;
  color: rgba(255, 255, 255, 0.45);
}

/* Motion */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.is-in { opacity: 1; transform: none; }
@keyframes fade { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }

.to-top {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 50;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  border: 0;
  background: var(--gold);
  color: var(--navy-deep);
  cursor: pointer;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease, transform 0.3s ease;
  display: grid;
  place-items: center;
}
.to-top.is-show { opacity: 1; pointer-events: auto; }
.to-top:hover { transform: translateY(-3px); }

@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; padding: 140px 0 84px; }
  .hero-card { margin: 0 auto; }
  .split, .split--even, .grid-4 { grid-template-columns: 1fr 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .nav-links, .nav-cta { display: none; }
  .burger { display: block; }
}
@media (max-width: 680px) {
  .section { padding: 62px 0; }
  .grid-2, .grid-3, .grid-4, .split, .split--even { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-band { padding: 32px; }
  .page-head { padding: 128px 0 56px; }
}